Plan Early to get that Marital Roof over Your Heads

Spring will soon be in the air and it will be time for many people to start making plans to move home. Despite the doom and gloom, which has transferred its effects to the housing market, time moves on and families grow up and need housing. This, in turn, puts pressure on the government and private industry to supply affordable housing at the starters’ end of the market.

More than two million families have been forced to reduce spending on food and clothing for their children. Everyone should back Shelter's campaign for more affordable homes and better protection for those at risk of homelessness. Britain is heading for a property shortage of more than a million homes by 2022 unless the current rate of house building is dramatically increased, according to reports from the Joseph Rowntree Foundation.

Love, like the flowers, will also blossom with seasonal joy in the Spring and, in turn, increase the requirement for housing. As young couples are putting on their engagement rings they should immediately start to consider and plan where they are going to settle and house themselves. The alternative is that they will end up living at home with their parents – not a good start.

After taking the decision to commit their lives to one another they should immediately put their names forward on the various housing lists for Local Authority and Housing Association properties and get professional advice regarding the possibilities of their being able to raise a mortgage to buy their own home.

Nowadays mortgage companies are becoming more prudent than of recent years and are demanding that first time buyers put down a deposit on the house they want to buy for a home. This is often a minimum of 10 per cent of the purchase price, so young couples need to start saving as soon as possible. If not they will need to have help from their parents or friends. Nevertheless, buying a home is by far and away better long term than renting so it remains a grand ideal.

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